Commercial Credit Analyst

Welcome to the Latest Job Vacancies Site 2025 and at this time we would like to inform you of the Latest Job Vacancies from the Lula with the position of Commercial Credit Analyst - Lula which was opened this.

If this job matches your qualifications, please send your application directly through our latest Job site. Indeed, every job is not easy to apply because it must meet several qualifications and requirements that we must meet in accordance with the standard criteria of the Company who are looking for potential candidates to work. Good job information Commercial Credit Analyst - Lula below matches your qualifications. Good Luck: D

Job title: Commercial Credit Analyst Reporting to: Credit Team Lead Location: Cape Town

ALL STAFF APPOINTMENTS WILL BE MADE WITH DUE CONSIDERATION OF THE COMPANYS EE TARGETS

WHAT WE DO

Lula is an innovative and human-focused FinTech company on a mission to help small businesses optimise their cash flow. Our purpose is to help SMEs manage their businesses better, faster, and more simply, so they can spend more time doing what they love.

If youre looking for a new place to call ‘home that believes in the potential of the broader SME landscape in South Africa and a place where youll work with awesome people - then Lulas the place for you!

Were making business banking fast, human, Lula!

OUR VALUES

Collaborative - were a clan and work together as a team, always towards a common goal

Committed - were accountable and follow through no matter the challenge

Curious - we look for better ways to do things and make a positive difference

Connected - we stay close to, learn from and look to understand each other and our customers

Compassionate - we go out of our way to care about our colleagues, our customers and our community

OVERALL PURPOSE

This is a fantastic opportunity for a Graduate looking to work in a growing fintech business. The Commercial Credit Analyst position looks after our credit underwriting process, and relies on a combination of analytical and numerical know-how, as well as the ability to liaise and deal with customers regularly.

Responsibilities include but are not limited to:

• Engaging with clients to verify their financial/credit transactions, business performance and request additional information where need be
• Evaluating clients credit data and financial data in order to determine the degree of risk involved in lending money to them
• Preparing notes about the degree of risk in lending money to clients
• Analysing client records and using the data to recommend outcomes
• Evaluating the financial status of clients by interpreting financial ratios produced by proprietary programs
• Helping supply chain and Sales and Marketing departments in managing financial orders to help them control credit exposure
• Understanding the lending platform in its entirety with special focus on the origination module
• Working closely with the Head of Credit Underwriting and Credit Team Leader on issue escalation, ensuring customer problems are tracked, resolved and followed-up on
• Using ideas and solutions to meet customer needs ensuring that their expressed and underlying needs are satisfied
• Understanding and keeping up to date on the latest technology developments and technical issues affecting your accounts
• Running other key operational tasks linked to the monitoring of the portfolio on book on a regular basis
• Any other ad-hoc projects required to assist the team

THE SKILLS AND EXPERIENCE WERE LOOKING FOR

• Matric/ grade 12 certificate or equivalent achieved
• Completed finance/ accounting/ economics degree or equivalent
• Ideally you will have some commercial/SME credit experience
• Strong numeracy abilities
• Passionate about delivering customer experience above and beyond customer expectations

THE COMPETENCIES WERE AFTER

• Excellent problem-solving skills
• Highly organised with strong attention to detail
• Excellent influencing skills
• Resilience
• Fun-loving, team-player - you enjoy helping your team members out, and will step up to assist even when your work is done
• Start-up mentality - you understand we are all in this together

Please note that all appointments are subject to our background checking process, which may include Credit, Criminal and any other job inherent checks

Information :

• Company : Lula
• Position : Commercial Credit Analyst
• Location : Cape Town, Western Cape
• Country : ZA

How to Submit an Application:

After reading and knowing the criteria and minimum requirements for qualifications that have been explained from the Commercial Credit Analyst job info - Lula Cape Town, Western Cape above, thus jobseekers who feel they have not met the requirements including education, age, etc. and really feel interested in the latest job vacancies Commercial Credit Analyst job info - Lula Cape Town, Western Cape in 2025-04-11 above, should as soon as possible complete and compile a job application file such as a job application letter, CV or curriculum vitae, FC diploma and transcripts and other supplements as described above, in order to register and take part in the admission selection for new employees in the company referred to, sent via the Next Page link below.