Credit Research Analyst

Job Description RMB is a place where exceptional people create their own opportunities by challenging the conventional and driving sustainable impact. United by our proud heritage, strong ethics and philosophy of Traditional values. Innovative ideas, its the magic of our people and culture that sets us apart. Now, is the time to imagine your next move with South Africas number one employer in Financial Services for 2025, where you can embrace the power of collective thinking to unlock unique opportunities for our clients and society. The purpose of the role is as follows: To manage credit product risk and profitability and make recommendations for a portfolio of credit clients through analyses, so as to improve the lives of customers through simple, effective solutions that meet their needs and also monitors associated risks Are you someone who can:

• Initiate dialogue to build professional working relationships with all stakeholders displaying excellent abilities to listen, advise, influence, negotiate and present at all levels
• Lead and facilitate difficult conflict situations into consensual agreements
• Integrate opinions and information provided by various sources to make strategic decisions
• Adapt communication styles to meet the needs of different audiences
• Continually scan the industry to identify opportunities to create strategic partnerships with key individuals and bodies
• Research and analyse the supply and demand for listed credit products in South African and relevant cross- border markets
• Research and analyse pricing and pricing trends
• Research and analyse the impact of regulatory changes on the market
• Research and analyse the impact of macroeconomic changes on the behaviour of buyers and issuers of credit
• Research and analyse selected companies financial positions with a focus on their credit quality and potential changes to that quality
• Produce reports and presentations based on research and analysis that express considered opinions
• Understand what key stakeholders are looking for and, where required, customise presentations accordingly
• Be able to defend conclusions and recommendations
• Demonstrate pride in the organisations brand services and products by consistently delivering on the brands promise
• Follow through to ensure that personal quality and productivity standards are consistently and accurately maintained
• Stay relevant and up to date with legislations and new developments
• Maintain a positive attitude and respond openly to feedback
• Handle stress in ways that do not negatively impact others
• Plan and manage own workflow anticipating obstacles juggling priorities and following through on objectives within agreed time frames and according to quality standards
• Take ownership of personal career development leveraging formal and informal opportunities
• Read situations and organisational realities
• Set aside personal agenda for the greater good
• Act in an ethical transparent and morally defensible manner including highlighting unethical practices
• Share debate and communicate learnings
• Flag and debate issues constructively
• Promote a friendly cooperative climate

Qualifications

• Post graduate degree or diploma or honours in Mathematics or Actuarial Science or Statistics

Experience and Skills

• Minimum of 2-4 years experience in a similar environment, of which 2 years ideally at specialist level
• Financial Services/Markets Industry Experience

You will have access to:

• Opportunities to network and collaborate
• Challenging working
• Opportunities to innovate

We can be a match if you are:

• Curious & courageous - youre driven by always wanting to know more and learn more and youre brave enough to
• Obsessed with mastery - you know what it takes to become good at what you do and are constantly pushing yourself to do it
• Love putting our clients at the forefront of what you do

#Post #RMB #LI-ZM1 Job Details Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below. 27/04/25 All appointments will be made in line with FirstRand Groups Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.

Information :

• Company : FirstRand
• Position : Credit Research Analyst
• Location : Johannesburg, Gauteng
• Country : ZA